Do I Need to Get a Cash Advance?

Every now and then, we caught up in the situation where we are short on cash. Whether you have consumed up all the salaries for the month or just you have invested your money in some investment types that you could not liquidate in when you need.

To have a loan from a bank is a tedious process especially if you just need small amount of money that you can re-pay it on the next payday. To ask for a loan from a family or friends could be very embarrassing. This is where cash advance institutions can help you. There are many financial institutions that could give you a cash advance with fast approval. Most of them could be applied online as well and the loan will be transferred to you bank account. This could eliminate the hassle of going physically to their office.

The question that could get into your mind is "What is the best institution that could give a cash advance?" Well, it is better to see their review and comparison in the trustsource.org there they give rank to cash advance institution. The rank is taking into consideration of real customers that have applied to the institutions listed. So, it is fair.

If you are still new with this type of loan and you like to learn more how the process and minimum requirements, you can take a look at the site at the "Cash Advance Guide". It elaborates How cash advance payday loans work and the common requirements asked by the financial institutions.

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DePaul International Students in Action

I got this flier from a friend of mine who are taking MBA in DePaul University, Chicago. She is a member of DePaul International Students Organization and will be having an

Food & Culture Fair 2008 event.

The event are promoting different culture and food from countries that the international students came from. What interest me is the free food :D Well, if I am around, I must attend this event.

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Do your homework to choose Webhosting

I have been buying domains to practice my web skills during my leisure time. When I bought the domain, I need to have a hosting service as well to store all of my files to be published on the domain. At the beginning, I used to buy cheap domain. You will not image that with only $10/year, I could have a hosting service with more than 1G storage. After sometime, I started to realize that the hosting is slow in certain time. To make it even worst, some period it was down. I could not access my site and my files stored in their hosting. I tried to contact their support but I only received a reply after waiting 4 days. What a support? But at the back of my mind, I said "What can I expect from a very cheap service!"

Starting from that moment, I learn my lessons. I move on with another hosting. Even it is not as cheap as my previous hosting, I could find affordable price with great reliability and support. Try to googling to find a guide to web hosting . Read the articles and the feedback from the customers. It is always better not to read the customer testimonial from their page. Find the customer comments on the forum by googling the company name.

After doing your home work, I hope you can find best web hosting that fit your budget and requirement. Aaah by the way, before buying the services from them, it is advisable to contact them just to inquiry something. This will test if they respond to you promptly. If they have a live support, try it.

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Interactive Advertising

I have seen many ads in the sites with interesting moving images stored in gif files. Some are also putting video advertising to give more duration to the movie ad. But this could slow down the ad being displayed in the site or blogs.

What interest me is the ads that I have seen recently. Well, I might have seen that a long time a go but did not bother to notice it. Until recently I had nothing to do and start looking at the ads. It surprises me that the ad were interacting with my mouse movement and clicks. The ad was basically saying me to do some mouse movement and clicks to reach a goal. To give you a concrete example, I saw an ad that told me to move the airplane (inside the ad area) and shot the missiles. When I move my mouse over the ad area, the airplane moves as well. And if i press a click, it fires. Hehehe... I played a little until finally I reach the end and my browsers open a new window saying a congratulation. Of course, after that congratulation, there are some sales page that the company wants to sell.

Overall, I like the idea of interactive ad. It gives a user to notice the ad longer and try to read the sales letter afterwards. Good job you... advertiser.

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Blue Lagoon in Malta

If you never heard Malta, it is a country located in Mediterranean Sea, just between Italy (South of Europe) and Libya (North Africa). Based on Wikipedia, this small country has 404,039 population. However, as I heard from people there, the population can grow up to 500,000+ in summer. Well, basically because tourist visiting this Maltese island for holidays.

2 years ago when I visited Malta in summer I saw many students from Spain, Italy, France and other European countries spend their summer in Malta. Aside from spending summer vacation there, they would like to practice their English as well because Malta is well known as English speaking country in Europe (aside from UK of course). Even some of the students had their summer classes in Malta sponsored by the government of their origin country.

One of the tourist attraction in Malta is the Blue Lagoon beach. It is located a tiny island roughly half way between Malta and Gozo. I took a small boat that travels every 30 mins to the Blue Lagoon. The beach is beautiful and very clean. It is jam packed with people who want to enjoy the blue water beach there. Just like other European beaches, women are wearing minimum (two piece) bikini to expose more their self to the sun.

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Let us improve your credit rating

Have you been into situations that your loan application were reject because your past credit rating? It is quite frustrating when your past credit rating make your life difficult in applying any type of loans. If you are in this situation, most of the time that you will bluntly applying for loan offer that you found in mall or in your mailbox saying "Any previous credit rating will be accepted". Well, take care of the offer and do not decide taking any loans without comparing them first. There are still a lot of financial institution that can help you repair your bad credit loansby giving reasonable loans in the beginning. Through time when you always pay the monthly mortgage on time, your credit rating is improving and the financial institution will increase the budget for your loans.

Most of the vendors would give you an convenient to apply it it online. You can find the comparison of financial vendors that you would like to apply at User Guide to Bad Credit. Simply choose your loan category, either: Credit Card, Personal Loan, Home Loan, Auto Loan and many more. You will be directed to the list of financial institutions that could help you even if you had a bad credit rating previously.

The idea is to start improving you credit loan. Take advantage of their offer. Apply them and start paying your loans on time.

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China is struck by 7.2 magnitude earthquake

Just early in Friday morning, a quake hits at 225km southeast of city of Hotan in Xinjiang province. According to the U.S. Geological Survey the earthquake is 7.2 magnitude. Until I read the news just now, no reports of casualties were reported because the area surrounding of earthquake is not very populated.

Well, I hope there is no casualties. It really sad to read this kind of story. Further details can be read at bloomberg.

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Tattoo Removal Side Effect

I read an article from medicinet that around 10% of Americans has permanent tattoo. Unfortunately, 50 % of those people want their tattoo removed after a period of time. The question raised is

What are the side effects of removing permanent tattoo?

It depends on what techniques are going to be used to remove the tattoo. Using traditional methods such as excision, dermabrasion or salabrasion are obviously could cause more side effect of heavy infection. Well, the past few years, laser technology has been popular way to remove tattoo. This laser treatment minimize the side effect of tattoo removal. Below are the minimal side effects to tattoo removal by lasers. Even these are minimal side effect, you should know it well before taking the decision.

1. Upon removing tattoo using laser, there is a risk of infection in the tattoo area. It means that there is a small chance that the laser burn will leave you with a permanent scar.

2. As laser has burning capability, you might have the treated skin paler than the surrounding skin. Or you might have the treated skin is darker than the surrounding skin. In medical term, they call risk of hypopigmentation for the first case and risk of hyperpigmentation for the latter case.

The side effect of tattoo removal sometimes depend on the color of the tattoo. It is not because the color affect the laser behavior. But because the color could determine the length of laser treatment. Some colors can be easily removed and some colors need more treatment.

In the end, it is better to consult to a experienced physician on laser tattoo removal because the treatment could be different from one case to another.

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Outsource the technology and focuss on your business

4 years ago, I was working on the company that is having an IT outsourcing project on a huge retail company. I was still could not understand why such big company had to outsource some shopping cart development to another company. One day, I met one of the top executive from that electricity and I shot him with a question that had been bugling my mind. He smile and replied to me. "I know that hiring directly some IT employees to do the job can be cheaper. But that is not our line of business. I need to spend more on recruiting activities, understanding the technology, training the employees, have another team to do quality check, and many more cost that would arise for building IT team". We just want to focus on our business.

That statement opened my mind. I understand now why many outsourcing companies are having more and more projects. With related to Shopping cart software for example, I found this site ashop is offering a similar services. It has a ecommerce software that are ready to be implement at no time. The light package that costs only $49 per month is giving a total solutions for companies that would like to start promoting and sell their product online. This is even a lot way cheaper than hiring an employee to do the job for it.

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Kota Bunga Cipanas - Weekend Trip

Cipanas is located not far from Jakarta. It is only about 1-2 hour drive from Jakarta. However, if you caught in traffic, you might spend 3-4 hours. If you have been visiting Puncak, then Cipanas is right after Puncak if you drive from Jakarta. Cipanas usually becomes a top pick for Jakarta residents to have a weekend hang out. Located near pucak makes it is a cold place especially during mornings and nights.

What interesting in Cipanas is mostly because the villa complex or subdivision. Many developers build an exclusive subdivisions that are bought by middle and upper class to have a rest house in Cipanas area. Kota Bunga for example. Kota Bunga subdivision is designed with different architecture designs from around the world occupying a huge subvision in Cipanas. In weekend, you will find a lot of families, especially, with children are enjoying walking around this exclusive subdivision. They have even have many playgrounds with different designs to enjoy.

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Discrimination for Bad Credit Rating People

It is a fact that Credit Rating is considered important for Americans. Once you have a bad credit rating, it is difficult for you to take another home loan, personal loan or even to apply for credit cards. Every time you want to apply for new credit cards, the financial institution will ask your credit rating. Once it is considered bad credit rating, they will not consider your application anymore.

If you think that the world are against you, it is normal because most of financial institution takes an extra careful steps to avoid bad debt. However, there are still some financial institution that can give you a second chance. They will consider your credit card or other loans application even if you have bad credit credit cards. This is your change to improve your credit score. After getting approved, try your best to pay on-time to have a good credit rating.

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Why I just know it now? Adidas Batik

2 days ago, I got an forwarded email about this Adidas Batik. What really interest me is how Adidas incorporate the batik design into sporty look. Batik is usually related to something traditional from Indonesia. But Adidas really makes it stands out for batik sporty looks.

I was looking at the images and it was written small below the image "FRESHMAG.COM". Curious of those adidas batik product, I was opening the site. To my surprise, that site was talking about these adidas batik products on October 2006. Whheeew... it is sooo old products... but why I just knew it now? Freshmag site was referring to a link in overkillshops. I really wanted to know the price and if it suits my budget, I would like to have the cap and jacket. Unfortunately, I was not able to find the products anymore even if I have searched their archives.

Well, I tried gooling a while but with no luck to get the prices. If some of you know where I can check the price and order these adidas batik product, please let me know. Thanks!

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4 More Years To Pay My Mortgages

I am not a bit updated with financial news, but last month news were populated with the down of stock that were caused by mortgage related problem in US. Why does it affect the stocks? I just assume that problematic of mortgage payments showed an indication of slower market in the region.

It reminds me about my house mortgage that I am currently paying monthly. It is still going to me an expenses for next 4 years. So far, I am always on time in paying my Commercial Mortgages. And I am assuring to have saving at least to pay my 6 next payments in advance. Just to make sure that If I am forced to leave the company immediately. This will give me take to find new job without big pressures.

I was reading a new related to home owners were treated unfairly on mortgage news. What interesting about that article is some mortgage companies still charge fees for customers that already in bad credits. How can they afford to pay more fees that in the first place they have been having problems paying the mortgage? To be objective as well on the topic, I have seen that some people really put their income to the limit. Taking Commercial Mortgages without properly plan the income and expenses can be quite a burden in the long run. We are always going to face some unexpected expenses like medical bills, education bills, etc.

My point is that plan ahead and wise about your mortgage, so that you can still enjoy the travels like me :D

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Bromo and Semeru Mountains

In celebration of Indonesia Visit 2008, I would like to share my journey before to Bromo and Semeru. It is one of my memorable experience if I might tell you honestly. I was really exhausted to do the trip but it paid off after looking the scenery there.

Bromo is located in East Java. If you travel by air, you need to land in Surabaya city and continue with land transportation to Ranu Pani Village. The village is small but full of facilities because it is well known for tourist spots in East Java. From the village, you can visit the view deck where you see the Bromo mountain with 2329 meter altitude and at the back of it, you can see the Semeru mountain with 3,676 meter altitude. Semeru mountain is the highest mountain in Java island.

If you want to take a closed look at Bromo and Semeru volcanoes, you need take a 4WD jeep to reach there. Make sure you consult first with the local government for the safe time to visit because Bromo and Semeru volcanoes are considered an active volcanoes. When traveling to approach Semeru (called as well as Mahameru), you would find interesting sites and scenery to enjoy. It was a good visit for me.

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Shopping Cart for Online Store

Recently, I was contacted by one of my friends who wants to setup his online store. He has been having a furniture store and really eager to expand the business online. He is one of the smart friends I have and I know that he can learn to build his online store.

However, I recommend him not to build the site by his own. It will take a precious time for him to do these details while he can focus on other things. I was telling him that building the sites could be easy, but to integrate the shopping cart and to resolve technical problems (if any) could be time consuming. Not to mention that the Search Engine Optimization method that he should implement.

There were many ecommerce software available online and affordable. This software comes with shopping cart that is integrated to the site. It will be time saving and my friend could focus on marketing the product online.

One example of shopping cart software is Ashop. Ashop gives total solution from site template that we can personalized, free emails, shopping chart, and the most important is 128 bit SSL checkout security. Security is one of the top priority to kept the customer fell safe doing online transaction.

In addition, the vendor gives full fraud alerts and web promotion services for the site. I tell my friend to give a try on this product. At least he can try the 10 day free trial to test if it fits of what he plans to have in his online store. If he likes it, he can start investing on the total solution in affordable monthly payment and focus on the product marketing instead of building the online store.

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